Buyer Readiness Portal
Powered by
Matthew Parra
· Hometown Lending
📋 Buyer Information
For scenario planning only — not a quoted rate. Contact Matthew for today's actual rate.
Location & Costs
✓ Texas homestead exemption applied — taxable value reduced by $100,000.
Start Buyer Application →
🏡 Results
by Matthew Parra
🏠
Enter your buyer's details and tap Calculate.
Est. Monthly Payment—
Recommended Down Payment—
Est. Home Insurance—
Est. Property Tax—
Est. Closing Costs (~3.5%)—
Total Cash Needed—
Housing Payment Ratio (front DTI)—
Total Debt Load (back DTI)—
Next Steps
2
Find the Home
Shop confidently knowing the max price. Use Payment Breakdown tab for specific homes.
3
Close & Get Keys
Fast closings, clear communication, no surprises at the table.
Prepared by Matthew Parra, NMLS #2033650 · Hometown Lending, NMLS #2712965 · For educational purposes only. Not a loan commitment or pre-approval.
Got a specific home in mind?
See the exact monthly payment on any price
Ready to get your buyer pre-approved?
Buyer Readiness Portal
Powered by
Matthew Parra
· Hometown Lending
For scenario planning only — not a quoted rate. Contact Matthew for today's actual rate.
Taxes & Insurance
✓ Texas homestead exemption applied — taxable value reduced by $100,000 for school district taxes.
PMI, HOA & Other
Start Buyer Application →
💰 Monthly Breakdown
by Matthew Parra
🧮
Enter a purchase price on the left to see the full monthly payment breakdown.
← Start with Purchase Price
Total Monthly Payment
—
Principal · Interest · Taxes · Insurance
Loan Amount—
Down Payment—
Est. Closing Costs (~3.5%)—
Total Cash Needed—
Next Steps
1
Get Pre-Approved
Call or apply online with Matthew — takes 15 minutes.
817-403-0671
2
Find the Home
Shop confidently knowing the exact payment. Matthew can re-run numbers on any property instantly.
3
Close & Get Keys
Fast closings, clear communication, no surprises at the table.
Prepared by Matthew Parra, NMLS #2033650 · Hometown Lending, NMLS #2712965 · Estimates only. Contact Matthew for an accurate quote.
Ready to get your buyer pre-approved?
